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This policy offers protection for exporters and individuals against loses of or damage to good s or property by sea or air. It covers namely;

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(a) The Hull

This cover seeks to protect the vessel against damage to the structure and the machinery of the vessel caused by various perils such as collision, sinking, capsizing stranding, fire, jettisoning etc. These are taken by the ship owners or the charters.

(b). Cargo Insurance

This covers the transporting of goods, merchandise packed items in bulk or containers which are shipped by sea, air and also land.

            (c) Liability Insurance

 The cover protects policy holders against accidental damage suffered by third parties,     including passengers and their products, as well as the ship owners Legal Liability.



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